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Equipment financing · U.S. and Puerto Rico

More capacity for what you do well.

Explore financing for the equipment or vehicle your business needs to operate, produce or serve customers better.

Explore this option

rédito is a broker, not a lender. Subject to provider availability and evaluation.

Understand the structure

How it works.

The financing is tied to a specific asset. The provider determines the amount, down payment, term and conditions related to the equipment.

What to review

  • Equipment quote and specifications.
  • Useful life, maintenance and installation costs.
  • Down payment, guarantees and total repayment.

Prepare for the conversation

Start with your plan.

Have the equipment quote, intended use and an estimate of its expected contribution to the business ready.

Specific documents and requirements depend on the provider and its evaluation.

When to pause

When to reconsider the decision.

If demand is still uncertain, first estimate how much the equipment would be used. Unused capacity also has a cost.

Your next step

Tell us what you want to accomplish.

The first step is understanding your business. Start with your details, then tell us what you need capital for.

  1. 01
    We learn your objective

    What you want to do, when and with what payment capacity.

  2. 02
    We discuss the next step

    Our team contacts you to understand the context and guide the evaluation.

This initial inquiry does not ask for a Social Security number, documents or a signed credit application.

rédito is a commercial financing broker, not a lender.

Your details

Step 1 of 2

Let’s start by getting to know you.

This gives us enough to contact you. Next, we will ask about your business.

Enter your first name.

Enter your last name.

Enter a phone number where we can reach you.

Enter a valid email.

Enter your business name.

Your business

Step 2 of 2

Now, about your business.

Six multiple-choice questions help us understand which options may be worth exploring before we call.

Total deposits, not profit. Everything entering the account before expenses. This is how a financing provider reviews it.

Select a range.

From when it began generating sales, not when it was registered.

Select how long the business has operated.

Business bank account

Does the business have a business bank account?

In the business’s name, not your personal name.

Choose an option.

An estimate is fine. The provider may offer more or less based on its evaluation.

Select a range.

Choose the main use. If there is more than one, tell us below.

Select what you need it for.

No commitment. This helps us know where to begin.

Select when you need it.

What you plan to do with the capital and what you expect to happen next. This is what we read first.

After you submit, a member of the rédito team will contact you to understand your objective. rédito is a commercial financing broker, not a bank or lender. Submitting this information is not a credit application and does not guarantee approval. The financing provider determines approval and terms.

We received your information.

A member of the rédito team will contact you to understand your goal.