How we work

The business
comes first.

Capital makes sense when it helps accomplish something worthwhile for your business.

rédito was built around that perspective: understand what you want to accomplish, place the need in context and help you explore the next step with clarity.

Let’s talk
Illustrative bakery work scene
Illustrative image

Our role

Support the decision.
Explain what matters.

01

Understand before proposing.

The use of funds, timing and payment capacity should guide the conversation.

02

Discuss the full obligation.

An option is understood through its cost, payments and conditions, not only the amount offered.

03

Recognize when to wait.

Moving forward may also mean adjusting a budget, preparing information or reconsidering an investment.

United States
and Puerto Rico.
Close to your business.

We serve businesses in the United States and Puerto Rico. We begin with the owner’s objective: purchase equipment, support operations, prepare inventory or develop a project.

rédito is a commercial financing broker. We are not a bank or lender; the provider determines availability, approval and terms.

hola@getredito.com ↗

Your next step

Tell us what you want to accomplish.

The first step is understanding your business. Start with your details, then tell us what you need capital for.

  1. 01
    We learn your objective

    What you want to do, when and with what payment capacity.

  2. 02
    We discuss the next step

    Our team contacts you to understand the context and guide the evaluation.

This initial inquiry does not ask for a Social Security number, documents or a signed credit application.

rédito is a commercial financing broker, not a lender.

Your details

Step 1 of 2

Let’s start by getting to know you.

This gives us enough to contact you. Next, we will ask about your business.

Enter your first name.

Enter your last name.

Enter a phone number where we can reach you.

Enter a valid email.

Enter your business name.

Your business

Step 2 of 2

Now, about your business.

Six multiple-choice questions help us understand which options may be worth exploring before we call.

Total deposits, not profit. Everything entering the account before expenses. This is how a financing provider reviews it.

Select a range.

From when it began generating sales, not when it was registered.

Select how long the business has operated.

Business bank account

Does the business have a business bank account?

In the business’s name, not your personal name.

Choose an option.

An estimate is fine. The provider may offer more or less based on its evaluation.

Select a range.

Choose the main use. If there is more than one, tell us below.

Select what you need it for.

No commitment. This helps us know where to begin.

Select when you need it.

What you plan to do with the capital and what you expect to happen next. This is what we read first.

After you submit, a member of the rédito team will contact you to understand your objective. rédito is a commercial financing broker, not a bank or lender. Submitting this information is not a credit application and does not guarantee approval. The financing provider determines approval and terms.

We received your information.

A member of the rédito team will contact you to understand your goal.